Moving Up
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Planning your future home
Thinking about a home? - See what Bank of America is offering young physicians.
Basic Estate Planning - What you should know - MDtaxes
 
Managing the past
Student Debt
Step 1Know your loans
Step 2Consider Repayment Options
Step 3 Is Consolidations Right for You?
Step 4 Take Full Advantage of Money Saving Options
 
Info. on loans and loan servicing
Repayment and Consolidation
Calculators
Citibank Citiabank repayment options calculate money saving options
Sallie Mae Sallie Mae repayment options standard loan repayment calculator
The Layman's Guide to Educational Debt Management Introduction - by AAMC Consolidation - AMA income contingent repayment
Debt Management - by AAMC Ins and out of consolidation - AMA graduated repayment calculators
Medloans online Portfolio Consolidation 101 - AMA compare loans
Educational Debt Manager- AAMC Sallie Mae Federal Student Loan Consolidation FAQ's cost of capitalization
Economic Hardship Deferment (HRD) Sallie Mae consolidating student loans  
Definition of Economic Hardship - AMA    
Economic Hardship Deferment Eligibility Requiurements    
   
Payoff Opportunities

Practicing in designated uderserved areas may qualify you for assistance in loan repayment. Though not for everyone, this can be an incentive to serve in communities that are in critical need of physicians.

Health Profession Shortage Areas

Funding Sources for Practicing in Underserved Areas - by the AAFP

Indian Health Service Loan Repayment Program

National Health Service Corps Loan Repayment Program for work in underserved areas

National Health Service Corps Vacancies

 
   
Student Loan Tax Breaks

You should take full advantage of applicable tax breaks in the pursuit of higher education.

These can be in the form of

1. Tax credits:

2. Deductions of tuition and fees

3. Student Loan interest deduction

Tax laws change yearly and you should check your status yearly to find out if and how much you are eligible to deduct. Links above will take you to the IRS site to see if you qualify. Other helpful sources include: